WhaleChat pricing per plan and what AI chatting really costs an agency

These are the five plans on WhaleChat's pricing page. The monthly price is fixed and the commission is charged on top, on net earnings across your whole roster.

Every plan lists unlimited creators and 24/7 AI chatting. Higher tiers add mass messages, roster analytics and priority sending, and Shark adds a mode for onboarding other agencies and billing them on top. The commission is invoiced every 14 days, with 3 days of grace before chatting pauses, and checkout accepts crypto. The platforms named are OnlyFans and Fanvue, so Fansly is not covered. The software runs on Mac and Windows.

Prices move often in this market. We read these on WhaleChat's site on 2026-10-31, and you should check them again before you subscribe.

This is the monthly bill by net earnings across all your creators, on each tier. Net means what the roster receives after the platform's fee.

Figures are rounded to the nearest dollar. The plan labels do not match the maths. Crab beats Fish above about 1,020 USD of net earnings, Dolphin beats Crab above about 980 USD, and Shark beats Dolphin above about 6,000 USD. In other words, once an agency earns a few thousand dollars a month the cheapest plan is the one with the lowest commission, whatever the label says. Shark is sold as a "talk to us" plan, so its terms may be negotiated.

WhaleChat's own pages describe a hybrid model. The AI writes most replies, and any offer of 500 USD or more goes to a person on your team. So the honest comparison includes people. Take an agency with five creators earning 6,000 USD net each, 30,000 USD in total, on Dolphin at 3,199 USD, plus one freelance chatter at about 900 USD a month (6 hours a day at 5 USD an hour) for the big spenders and custom requests. That is about 4,100 USD for the whole roster.

On cost alone, software wins this comparison, and it is not close at the Shark price. The question is what you are buying. A flat human team costs more per account because a person writes every message at your fans' peak, and the bill does not rise when a month goes well. If your roster is built on volume of cheap fans, the tool is the smaller bill. If a few big spenders carry the account, a person on every chat protects the income that matters. The staffing options are priced in our guide to how much OnlyFans chatters cost.

Price is only part of the decision. Four things deserve a look first.

• Platform rules. A 2024 Reuters report quoted OnlyFans' terms as saying creators cannot use an AI chatbot to write chats or direct messages, and the creator stays legally responsible for every message on the profile. WhaleChat says it is not affiliated with or endorsed by OnlyFans or Fanvue and that each platform's terms apply to how your agency uses it. Read the current terms before you switch any AI on.
• Account access. Creators sign in on the platform's own page and the software keeps a session token, which means an expired session pauses chatting until she signs in again.
• What the commission counts. It runs on net earnings across the roster, including income your own chatters would have closed anyway. Ask whether tips and subscriptions are in the base.
• Your regulars. Top spenders pay for a relationship, and a generic reply is often the first thing a long-time fan notices.

Agency owners who recommend a software stack to their creators can also list the tools and gear they recommend on one storefront, which saves answering the same question in every chat. A human team avoids the platform-rule risk. Our OnlyFans chatbot alternative page compares the two approaches side by side, and the price of another AI tool is in our Desirely pricing guide.

WhaleChat suits an agency with many creators on OnlyFans or Fanvue, a tight margin per account and at least one person who can take over a conversation when a big spender appears. The unlimited creators on every plan make it cheap to scale a roster of low-ticket pages.

It does not suit a creator who wants every message written by a person, an agency with creators on Fansly, or a roster that sells mainly through a few long conversations. A vetted FansChatters team costs 990 USD a month for a 4-hour shift at your fan peak, 2,490 USD for 12 hours and 4,690 USD for 24/7, per account, with no share of earnings. Agencies that resell chat to their own creators can read about the white label OnlyFans chatters setup and the agency page.

How much does WhaleChat cost?

WhaleChat costs 99, 149.99, 199 or 500 USD a month depending on the plan, plus 20, 15, 10 or 5 percent of your creators' net earnings. A Partner plan with a custom price and a 1 percent commission is available on request.

Is WhaleChat free?

No. Its site lists no free plan, and the cheapest plan, Fish, costs 99 USD a month plus 20 percent of net earnings. You can try a demo with sample creators before you download the app.

Does WhaleChat take a commission?

Yes. Every plan adds a commission of 20, 15, 10 or 5 percent of net earnings, invoiced every 14 days. Chatting pauses after 3 days of grace if an invoice is not paid.

Is WhaleChat the same as a chatting agency?

No. WhaleChat is software with AI replies and tools for your own team, while a chatting agency supplies the people. Its top plan adds a chatting-agency mode so you can resell it to other agencies.

Does WhaleChat work with Fansly?

Not according to its site, which names OnlyFans and Fanvue. A human team can cover Fansly, OnlyFans and Fanvue on the same shifts.

What is a good WhaleChat alternative?

If you want a person behind every message and a fixed bill, a vetted human chat team is the main alternative. FansChatters costs 990, 2,490 or 4,690 USD a month per account with no share of sales.